Nebraska Disaster Declarations

MARCH 19, 2019:   On March 15, 2019, Nebraska Director of Insurance Bruce Ramge requested that insurers provide leniency after significant storms impacted the State. In light of this current disaster in the State of Nebraska, NCSF will be implementing safeguards to protect our Members affected by this disaster.

Moratorium on cancellations: For any cancellation notice issued on or after March 11, 2019 on any in-force policy issued to an affected policyholder, NCSF shall withdraw the cancellation and reinstate the policy with no lapse in coverage. In addition, NCSF shall not issue any new cancellation notices to affected policyholders until June 26, 2019, or a later time if deemed reasonable given an individual consumer’s circumstance.

Other insurance-related time-period extensions: NCSF will grant to affected policyholders an extension of any and all policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including the submission of a claim or proof of loss, reporting of information, or payment of funds. Such extension shall be for a minimum of 60 days from the last date allowed or required under the terms of the contract or allowed or required by the insurer, or longer if deemed reasonable given an individual consumer’s circumstance.

Please note that Members may contact the Nebraska Department of Insurance in order to file a complaint regarding any disaster-related dispute or issue. Consumers may call the Department’s toll-free complaint hotline at 1-877-564-7323, or file a complaint online at: https://doi.nebraska.gov/consumer/consumer-assistance

For additional information regarding this and other items of interest, here is a link to the Nebraska Department of Insurance website: https://doi.nebraska.gov/.