On March 2, 2018, Insurance Commission Stephen Robinson declared Benton, Carroll, Clark, Crawford, Dearborn, Elkhart, Floyd, Fulton, Harrison, Jasper, Jefferson, Lake, Marshall, Ohio, Perry, Pulaski, Spencer, St. Joseph, Starke, Switzerland, Warrick, and White counties to be Impacted Areas areas after significant issues related to severe storms, torrential rains, and subsequent flooding impacted the counties. As a result of this Disaster Event in the State of Indiana, NCSF will be implementing safeguards to protect our Members affected by this disaster.
Moratorium on cancellations: For any cancellation notice issued on or after Feb 15, 2018 on any in-force policy issued to an affected policyholder, NCSF shall withdraw the cancellation and reinstate the policy with no lapse in coverage. In addition, NCSF shall not issue any new cancellation notices to affected policyholders until May 25, 2018, or a later time if deemed reasonable given an individual consumer’s circumstance. After the moratorium ends, all postponed actions will resume.
Other insurance-related time-period extensions: NCSF will grant to affected policyholders an extension of any and all policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including the submission of a claim or proof of loss, reporting of information, or payment of funds. Such extension shall be for a minimum of 60 days from the last date allowed or required under the terms of the contract or allowed or required by the insurer, or longer if deemed reasonable given an individual consumer’s circumstance.
Please note that Members may contact the Indiana Department of Insurance in order to file a complaint regarding any disaster-related dispute or issue. Consumers may call the Department’s toll-free consumer hotline at 1-800-622-4461, or file a complaint online at: http://www.in.gov/idoi/2552.htm.
For additional information regarding this and other items of interest, here is a link to the Indiana Department of Insurance website: [http:// http://www.in.gov/idoi/].