Cost-wise insurance plans, all time-proven, fit every budget and protect your family
The National Catholic Society of Foresters (NCSF) offers a range of insurance and payment plans to fit every budget. Each plan gives you full coverage. You select the coverage that best meets your needs.

Ordinary Whole Life
This plan provides lifelong protection. Rates are very competitive so you may be able to afford more insurance coverage for each dollar you spend in premium. Ordinary Life insurance increases in value each year and may earn annual dividends. You may wish to purchase lifelong protection but prefer to complete your premium payments within a definite time period. We have two such plans from which you may choose.

20-Payment Life
A 20-Payment Life is an Ordinary Whole Life product with scheduled premium payments for 20 years. As with the Ordinary Whole Life insurance plan, this plan will increase in value each year and may earn dividends.

Life Paid Up at 65
Lifelong protection with limited number of premium payments. Premiums are paid until insured reaches the age of 65. This plan increases in value each year and may earn annual dividends.

Other Benefits Available...

Waiver of Premium
If at any time before age 60 you are kept from gainful employment for six months or more as the result of a disability, your premium payments will be waived, but your insurance will remain in full force for as long as your disability lasts. The waiver of premium benefit is available for members between the ages of 15 and 55 and continues to age 60.

Accidental Death Benefit
In the event of your death resulting from an accident, your beneficiary will be paid an amount in addition to the benefit you selected. This added protection is available to members between the ages of five and 60 years and continues to age 65.

Guaranteed Insurability
This rider gives the insured up to six opportunities to purchase additional certificates without having to show they are still insurable. If the insured marries or has children, they may be able to exercise some of their options in advance.