Face amount of coverage grows as our children grow into adulthood
At last, insurance coverage that grows with our children. Life Span ... the wise plan, is smart coverage. Children never outgrow it.

The National Catholic Society of Foresters (NCSF) knows what families look for in insurance coverage. Reasonable cost, guaranteed insurability and accumulating cash value are most important. That’s why Life Span ... the wise plan is perfect for children and perfect for families. Rates determined in childhood remain the same during the lifetime of the insured - regardless of health. That’s guaranteed insurability.

How to start
First, understand the importance of life insurance in planning for the future. Then, realize the full potential of Life Span ... the wise plan. Generally, children need less life insurance coverage than a single adult. A single adult has different needs than a married adult. And, a married adult with children has perhaps the greatest need for insurance coverage. Life Span ... the wise plan grows with a child to accommodate these life changes into and throughout adulthood.

Life Span ... the wise plan has scheduled increases built into the certificate’s minimum $10,000 face amount. The milestone years—ages 25, 28, 31, 37 and 40 are times of change in the lives of many. At each of these years, the insured will be offered the opportunity to increase the original face amount by $10,000. NCSF will automatically send a notice to the member. If the member does not want additional coverage, he or she simply returns the notice to the Home Office.

Why it's so affordable
The cost of life insurance is low for most children. With Life Span ... the wise plan, the premium is based on the age of the insured at the time of purchase. The premium increases only if the insured chooses to increase coverage at the milestone years. We know you’d like that.

Supports your schools and parishes
NCSF is known as the education fraternal. Upon purchase of a Life Span certificate, NCSF will make a contribution to a school or parish of the member’s choosing. Life Span ... the wise plan supports our children, schools and parishes.