National Catholic Society of Foresters - Additional Fraternal Benefits

Newborn Child Benefit Program
A benefit to NCSF families guarantees insurability regardless of child's health. The newborn child benefit is twofold. First, it provides a death benefit of $1,000 should the child die from the seventh through 120th day after birth. Second, the benefit guarantees issuance of a $5,000 permanent-plan certificate at standard rates (excluding term insurance) regardless of the child's health.

Eligibility: An eligible National Catholic Society of Foresters family is defined as a husband and wife, at least one of whom has been an insured member of the NCSF for six months or more before the birth of the child.

Orphan Benefit Program
Protection for children of members extends into adulthood, and includes scholarships. The Society's Orphan Benefit Program offers free protection to members' children if at least one parent holds a minimum of $3,000 of permanent insurance from NCSF, excluding term insurance and annuities. If neither parent carries insurance from NCSF, but the minor child has at least $3,000 of permanent insurance in force, the child qualifies for the orphan benefit upon the death of both parents.

Eligibility: Legal children of beneficial members are eligible. This includes legally adopted children, but excludes foster children and step children.

Accelerated Death Benefits
Your NCSF certificate can help you and your family in a new way. Immediate cash to help terminally ill people find peace of mind. If you have been diagnosed as terminally ill, you may receive advance payment -- now -- of as much as half the death benefit provided for in your certificate.